7 Ways to Survive When You’re Barely Alive| Adultish

I got inspired to write this after I sent off my ten positives to Mom/Ass Kicker (if you don’t know what I am talking about click here). I was laughing at the half-ass things I have learned that have made me *seem* like I know what I am doing- but I TOTALLY DO NOT. And then it made me think about all of the things that I have figured out within the past eight-ish months or so.

First things first, COFFEE. My life would be nothing with out coffee. Between post-divorce insomnia and an anxious mind I rarely sleep and if it weren’t for coffee I don’t think I would even manage to put my shoes on the right feet. This is also what helped me get my Starbucks Gold card in… uhm… no time flat.

Plan Ahead- this is one of those things that you do not want to do- but once you do it just once or twice you learn the value of it. Example: setting out your clothes the night before. I always want to just climb in bed and go to sleep- but then I realize that when I don’t set my clothes out the night before I end up with a tornado of clothes, running late for work, and ultimately stressed. Planning ahead can be as simple as setting your clothes out/ meal planning/ anything that promotes simplicity.

Dry shampoo- it is your friend, your best friend. Home girl does NOT have time to do my hair everyday, and survey says washing your hair everyday isn’t healthy for it- so dry shampoo yourself up and gain some more time in your life. Conversely- shave your head. I have thought about it. #noshame

Live by the “one touch” rule. Basically this is where instead of coming home from work and putting your coat, keys, bag, phone all on the couch “to move later” you just put it away. This might seem like more work than what you want to do- but the alternative is a messy AF house with shit everywhere and you being uber overwhelmed.

Live a life of simplicity, especially if you’re basically dead to begin with. Go back to basics- clean up your living environment, minimize, sort through the things that are clouding your mind and your life and embrace only the things that bring you joy #ThanksKonMari. When you do this there is a feeling of relief, a weight lifted off your shoulders knowing you’re not stepping over shit you don’t need, emotionally or physically.

Devote one day to GYSTing. I talk about this a lot on Adultish mainly because it’s how I survive. I pick one day, usually Sunday to fill up my car, do my laundry, restock coffee, ensure I have enough creamer for the week, clean out my car and anything else that was neglected over the week. In doing this you never get overtly behind in anything.

Develop a routine. A night routine/GYST routine/ morning routine- develop any sort of regimented protocol you can follow to help with getting your life in order. Doing so helps ensure that you get what needs to be done done and routines are just all around good for your soul. Develop a “self care” routine. Journal, meditate, listen to your favorite radio station getting ready, collect crystals- do something that feeds your soul, especially when it is already feeling depleted.

And as always, if you don’t know what will feed your soul, if you don’t have routines set in place that work for you, or if you just plain old don’t even know where to start- just go stalk the blogs I have written. I learned a crap ton of hard lessons- so maybe I could spare you of some.

 

 

 

Adultish’s Crash Course in Budgeting- Dave Ramsey Style

This blog is brought to you in part by divorce, learning to survive your twenties and the inevitable mental breakdown.

I “grew up” really fast. I would say my childhood was completed by the time of 8, and then it was all about responsibility. I always had a really good cushion in life though when it came to my living situation. When I moved out I went to live with my aunt and uncle, rent free. Then I moved in with my then-boyfriend-now-ex-husband, rent free. But when I got divorced it was a whole new world of rent, car insurance, and meals for one. WHAT IS LIFE. Who knows, but these are my tips along the way.

Budget, budget, and budget again. I know a lot of concern comes from when we feel the budget we just implemented doesn’t work after a few weeks- that’s because a budget should be ever evolving. The moment there is a $5 discrepancy, or you had an emergency expense come up- it’s time for a new budget.

Along with budgeting is automatic bill pay. Be it scheduling a check to go out a few days prior to when rent is due, or signing up for automatic payment with Sprint for your phone bill.

Don’t utilize all of your available credit. For instance, if you have a credit card and the limit is $500 a month, do not put $500 on it even if you’re paying it off. Your credit score is based on the amount of credit you’re using paired with the amount of remaining credit. If you utilize all of your available credit you are “maxing out”, even if you pay off or not.

Shop around. Amazon is really tempting but the dollar store and Walmart are usually cheaper- and no need to wait for it to ship.

Also with Amazon, use your shopping cart for thinking. If you REALLY want a new car stereo- add it in your cart and let it be. One of three things will happen. One- you will decide against it. Two- it will go on sale and you will buy it. Three- you will buy it after waiting and know your decision was justified. 2/3 involve saving money.

Your health is really important. I am really NOT  the most reliable source for healthy eating as my diet is mainly coffee and leftovers- but small simple changes make a huge impact. Drink all the coffee you want- but flush it out with water. Eat (at least) three meals a day. Make at least one high in protein, one high in veggies/ vitamins/ minerals, and another just make it delicious! Meal prep and save your life. (nobutseriously) know what you like, buy it and make it. You won’t go out to eat as much, and you’ll actually eat!

Challenge yourself to 30 days of no spending. This is easiest at the beginning of a month. Pay your rent, insurance, gas- all the necessities. Buy groceries that you NEED to make the meals you will EAT. And *do not spend another penny* this is when the amazon cart trick is helpful, same with meal planning.

Look up anything and everything by Dave Ramsey. Figure out how to debt snowball- GET OUT OF DEBT. This has got to be the biggest thing ever. Once you pay off your debts you will have so much additional money left over each month- it’s almost like a second job.

Build your savings. Start with saving $1,000 and DO NOT TOUCH IT. This comes in handy when you do have automatic bill pay but not enough money in your checking’s. (Sidenote: make sure you bank doesn’t penalize you if they have to take out of your savings)

 

Finally- realize that all of these things combined help you reach your end goal in life- financial freedom… oh, and being an adult/ having your shit together.